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Kia Picanto

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Kia Picanto Manual

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Clever Car Collection
02393 552 033
Unit 37, Basepoint Business Centre Aerodrome Road Gosport Hampshire PO13 0FQ
VAT Number: 463429383, Company Number: 15303479, FCA FRN number: 1027843

Company number: 15303479.

CLEVER CAR COLLECTION LTD (FRN 1027843) is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allow CLEVER CAR COLLECTION LTD to act as a credit broker, not a lender, for the introduction to Octane Finance.

We are a credit broker and not a lender. We will only introduce you to Octane Finance who has access to a limited number of lenders and their finance products. We have commercial arrangements in place with Octane Finance. We are not an independent financial adviser and don’t give you any advice or recommendations. It is your choice whether you enter into any finance agreement.

Our approach is to introduce you only to Octane Finance. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. Rates will either be fixed based on the lender or based on your credit score. Fixed rates are determined by our contractual agreements, and we cannot change this rate. Credit score-based rates are pre-set but are also linked to your individual credit rating. Typically, the higher your credit score, the lower the APR you will receive from a lender.

We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. Before we propose you to Octane Finance, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement. Octane Finance should also confirm the amount of commission that they receive in a separate declaration.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

If you have a complaint, please contact us directly in the first instance so we can help resolve your issue. If we cannot be of help, please follow our complaints procedure which can be viewed here.

Complaints Procedure
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